Our Mortgage Specialist Are Here To Help
Whether you are a first-time homebuyer or a long-time homeowner, you might think applying for a mortgage is intimidating. We understand you have questions and we’ve got answers. So, let’s get you a home loan that will make you comfortable.
Everything begins with finding the loan that is the right fit for you. What works for one of our customers may not work for you. Knowing this fact, we offer a variety of loans to suit most situations. Everything from traditional options to loans for customers ready to step up to a larger home as well as programs for first time homebuyers, veterans, public safety and education employees.
Conventional – The most popular type of mortgage loan, it’s ideal for borrowers with good or excellent credit. It’s not government insured so there are typically few hurdles. The down payment could be as low as 3% but you typically need to include mortgage insurance.
Jumbo – This loan allows you to purchase a larger home with as little as 10% down and no monthly or upfront mortgage insurance. It does have a higher interest rate.
Adjustable Rate –A type of mortgage loan with an interest rate that may go up or down depending on a variety of factors. This could be helpful if you are applying at a time when interest rates are low.